Electronic checkbook register for Windows

The free checkbook register that works like your paper one

Write each check, deposit and card purchase into a familiar register. The running balance updates as you go, you tick entries as they clear, and once a month you reconcile with your bank statement to the penny. No subscription, no account, nothing leaves your PC.

  • Free forever edition
  • Pro is $7.99 once, not a subscription
  • Works offline
  • No bank passwords
Checkbook Register showing a checking account register with running balance, cleared balance, outstanding items and a quick-entry row

Everything a checkbook register should do, nothing it shouldn't

Checkbook Register is for people who want to know exactly what's in checking, not a budgeting coach or an investment dashboard. If you miss the simple register in Microsoft Money or the old one-time-purchase Quicken, this is that, rebuilt for Windows 10 and 11.

A register that feels like paper

Date, check number, payee, category, memo, payment, deposit. Tab between boxes and press Enter to save. The running balance is always right.

Cleared and reconciled marks

Click once for cleared (c), and reconciling marks entries R. Your register balance, cleared balance and outstanding items stay in view.

Reconcile in minutes

Enter the statement's ending balance, tick what's on it, and watch the difference reach $0.00. It tells you which way to look when it doesn't.

It remembers for you

Type a payee and the category and last amount fill in. The next check number is already there.

Find any entry

Search by payee, memo, amount or check number, then filter by status, date range or category.

Print and export

Print a clean register for your records or export it to CSV for Excel. Large-text and light "paper" themes make it easy on the eyes.


Balance your checkbook against the bank statement

Reconciling is the step that turns a list of numbers into a balance you can trust. Checkbook Register shows the statement balance, your cleared total and the difference live as you tick each item. Add a service charge or interest without leaving the page, then finish to lock the month in.

Learn how to balance a checkbook →

Reconciling a checking account: statement ending balance, cleared items ticked and the difference at zero

Import your bank's QFX, OFX, QIF or CSV file PRO

Download transactions from your bank's website and import them without retyping. Entries you already wrote down are matched and marked cleared instead of duplicated. The app never connects to your bank and never asks for a bank password.

How to open QFX, OFX and QIF files →

Importing a bank file: new transactions and matched duplicates listed before import

Reports and scheduled bills PRO

See income against spending by month, totals by category and by payee, and a check log that flags gaps in your check numbers. Schedule rent, paychecks and insurance once; the app reminds you when they're due and enters them in one click.

Monthly income versus spending report in Checkbook Register

Free to use. Pro is $7.99, once.

Start free and keep it free for as long as you like. When you want more accounts, bank-file import or check printing, unlock Pro inside the Windows app with a single Microsoft Store purchase that works on every PC signed in to your Microsoft account.

FeatureFreePro $7.99 once
Register with running balance, unlimited transactions✓✓
Cleared and reconciled marks, voids✓✓
Bank statement reconciliation✓✓
Search, filters, print, CSV export✓✓
Backup and restore✓✓ plus encrypted backups
Accounts1Unlimited, with transfers
Import OFX, QFX, QIF and CSV bank files—✓
Scheduled transactions with reminders—✓
Reports and check log—✓
Print checks on 3-per-page check stock—✓
Password lock—✓

US$7.99 in the United States; the Microsoft Store shows your local price. Pro is purchased inside the Windows app, not in the web edition.


How it works

  1. Install or open

    Get the free Windows app from the Microsoft Store, or try it right here in your browser. No sign-up.

  2. Enter your balance

    Name your checking account and type today's balance. That's the whole setup.

  3. Write it down as you spend

    Add each check, deposit and card purchase. The running balance shows what you really have.

  4. Reconcile monthly

    When the statement arrives, tick what cleared until the difference is zero.

Private by design

No account, no cloud, no ads, no analytics. Your register is stored only on your PC. Save a backup file with one click and restore it anywhere. Privacy policy.

Windows app or web edition

The Microsoft Store app runs in its own window, works offline and is where Pro is unlocked. The free web edition runs in any modern browser on any computer. Move between them with a backup file.

Made by a small developer

Checkbook Register is made by Macon Apps, which builds simple, one-time-purchase utilities for Windows. Questions go to a real person: jj@maconapps.com.


Questions

Is Checkbook Register really free?

Yes. The free edition never expires and has no limits on transactions: one account, the full register with running balance, cleared and reconciled marks, bank statement reconciliation, search, printing, CSV export and backups. Pro is an optional one-time upgrade.

What does Pro cost, and is it a subscription?

Pro is a single in-app purchase of US$7.99 through the Microsoft Store (local prices vary by country). It is not a subscription: you buy it once and keep it, on every Windows PC signed in to your Microsoft account.

What does Pro add?

Unlimited accounts (checking, savings, credit cards, cash) with transfers, importing OFX, QFX, QIF and CSV files from your bank, scheduled transactions with reminders, reports by month, category and payee, a check log, printing checks on 3-per-page check stock, a password lock and encrypted backups.

Does it connect to my bank?

No. Checkbook Register never asks for bank passwords and never connects to your bank. You type entries as you go, or (in Pro) import the transaction file you download from your bank's website.

Where is my data stored?

Only on your own computer, in the app's local storage. Nothing is uploaded: there is no account, no cloud, no ads and no analytics. Save a backup file whenever you like and restore it on any PC.

Can I use it on a Mac, Chromebook or phone?

Yes, the free web edition runs in any modern browser, including Safari, Chrome, Edge and Firefox. The Microsoft Store app and the Pro upgrade are for Windows 10 and Windows 11.

How do I move from the web edition to the Windows app?

In the web edition open Settings and choose Save backup file. Install Checkbook Register from the Microsoft Store, open Settings and choose Restore from backup. Every account and entry comes across.

Does it work offline?

Yes. After the first visit the app is stored on your PC and works without an internet connection.

Know what's in checking, to the penny

Free download for Windows 10 and 11. Pro is a one-time $7.99 upgrade.